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In the world of luxury product acquisition, there are few things more distressing to the mind of a passionate collector than the thought of harm coming to their valued possessions. Yes, nothing in this realm can hold a candle to health or the well-being of one’s loved ones, but these small treasures, often rare or unique (and certainly expensive) hold a special place in the heart of one who has dedicated their time and effort to make them theirs.I am often asked if it is important to insure a collection of used luxury watches. In fact, I am asked it more often then makes conscionable sense to me, because the answer is simple: Yes, yes you should. And more to the point, if you own a luxury watch like a Rolex Submariner (let alone if you own numerous luxury watches) and you’re asking that question, you should save your breath for the insurance provider on the other end of the phone.And that’s really the best place to start. In this digital age, it seems we’ve all become a bit interaction-shy, but with a complex and potentially serious situation like making an insurance claim, it is always best to have set-up your policy having talked directly to another human being – an expert in their field. You really should leave nothing to chance. Don’t be afraid to ask stupid questions – insurance is complicated and rules and regulations vary from country to country (massively) and occasionally, even from region to region. If you move to a new area, don’t just assume that your previous policy will port seamlessly. Check it out. Trust me: It’s worth it.Having lived most of my life in the UK and Germany, I have intimate personal experience with moving a watch collection across borders. And the differences are stark. Some things are easier in some territories, and some things are harder, but the three things you should focus on first when looking into insuring your collection (or single watch) is the total value of your collection, how many “declarable” models you will need to put on your policy, and how all of this can affect your remaining contents insurance.So let’s start with the first point. This is relatively simple. Add up the retail value of the watches in your collection. When doing this, make sure you collate invoices and receipts (if possible) into a physical and digital folder. Scan everything, stick it in a PDF and email a copy to yourself rather than keeping it on your hard-drive alone (it stands to reason that if your property gets turned over your laptop may go the same way as your watches).

The GMT-Master’s mechanics permit wearers to read two time zones simultaneously (or three time zones on the GMT-Master II) while its design is oh-so classically cool. A particularly gorgeous version for women is the new Rolex GMT-Master II dressed entirely in solid 18k Everose gold (the brand’s proprietary rose gold alloy) and accented with a two-tone black and brown colored Cerachrom (the brand’s proprietary ceramic alloy) bezel.The watch sports a 40mm case, which at just a hair over 12mm thick, looks great on ladies’ wrist as an oversized and luxurious sports watch. For a tighter fit, removing a link or two from the solid gold Oyster bracelet is a simple process. Plus, Rolex’s Easylink clasp system lets you micro-adjust the bracelet length by 5mm while on the go should cabin pressure cause some wrist swelling. Adjusting local time when you touch down is a breeze thanks to a local hour hand that can advance in one-hour “jumps” while the arrow-tipped GMT hand pointing to the 24-hour bezel lets you know what time it is at home.Packing light is the hallmark of frequent and savvy travelers and when you need an effortless watch to wear on throughout your trip, the Rolex Oyster Perpetual is here for you. A time-only watch means that you don’t have to worry about changing the date and a sturdy and water-resistant (to 100 meters) stainless steel case can keep up with whatever adventure awaits you. The best part of the Rolex Oyster Perpetual line is that it offers a wide range of sizes (26mm, 31mm, 34mm, 36mm, and 39mm) to fit virtually any wrist, and dial styles come in a generous assortment of colors (black, white, purple, blue, pink, and green to name a few) and index styles (Roman numerals, Arabic numerals, and batons).If your travel destination involves packing some swimwear and heading to warmer climates, then the Rolex Yacht-Master is an ideal companion. As its name suggests, the robust Yacht-Master was built for a life at sea yet channels that cruise-collection chic vibe suitable for lounging on the deck.

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