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Another tip I picked up was to photograph each of my watches next to my driving license as further proof that these watches have been in your possession. With a good and honest insurer, it shouldn’t be necessary; but when dealing with a significant level of equity, it is worth taking the time to be thorough. The fewer questions you’re forced to endure following a traumatic event like a robbery or fire, the better it is for you.Before you can figure out exactly what this amount will do to your insurance, you need to identify any pieces that must be separately declared (if it is a requirement of that territory). For example, in the UK, anything below £2,000 need not be individually named on a policy, and can either be paid out as part of your general contents insurance (last resort) or as a part of a declared (although not individually) holding of “luxury items”, such as watches and jewelry. Each declarable item will increase your premium, but it is worth being sure those high-value pieces like your Rolex are covered.But what if you have a large collection of watches that individually retail for less than £2,000? For collections like these, the best thing to do is to make it clear to your insurance provider that you have a large (larger than average) parcel of possessions that fall under the luxury goods category (if you don’t make this clear before a claim, eyebrows may be raised). The total value of your collection will then be assessed on top of your regular contents insurance (for things like furniture, appliances, clothing, and books and so forth). If, say, your collection of undeclared luxury goods is of significant value, you will notice a sharp spike in your premium.I have heard of people off-setting this premium by reducing their standard contents insurance. While this can reduce your (suddenly eye-watering) premium, it is a very risky business indeed, as an insurer may take a dim view on you being deliberately under-insured for items within your property. And so the solution? Consider carefully the insurance implications of your next luxury watch purchase. Treat the cost of insuring a luxury watch as a mandatory expense – more so than even having it serviced as regularly as advised. Build it into your budget.Even if you only have one, exceptionally valuable watch, which you plan on wearing 24/7 and thus imagine will never be stolen from your home, accidents do happen. This isn’t intended to be pessimistic, just sensible. And with the peace of mind that the correct cover can provide, your enjoyment of your collection can only increase.

However, the dials of the gold Sub were not the standard black dials of their stainless steel counterparts.A few years later, around 1971, Rolex offered another colorway of the yellow gold Submariner featuring a bright blue bezel and dial. The yellow gold Submariners in blue also has the same “nipple dial” design. Particularly intriguing with the blue gold Submariner 1680/8 models is how the dials have transformed into different colors over time including lighter blues, vibrant purples, and rich reddish brown (also known as “tropical dials” in vintage Rolex terminology). Comparing the Rolex Submariner to the GMT-Master II.Two watches, perhaps the two most well-known in Rolex’s sports watch lineup, have amazing similarities, and one can be forgiven for confusing them at a distance. These two watches are, of course, the Submariner dive watch (ref. 116610) and the GMT-Master II (we’ll call it the GMT for short, but we’re talking about the current ref. 116710).The Submariner GMT Master Comparison .The individual histories of the Submariner and the GMT are well documented elsewhere, so let’s compare and contrast the two current models.First, the similarities. The Submariner and the GMT-Master II are luxury watches. Both watches are currently housed in the 40mm diameter so-called “super case” with a ceramic or Cerachrom bezel insert. This case, done in 904L stainless steel, debuted in 2007 with the GMT (the Submariner received the new case a year later). There are minute differences in the two cases, but you need to set them side by side and look very closely to see them.Both watches buckle to your wrist with the current Oyster bracelet.

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